Landlord Liability Insurance

Don’t rent out a house you own without having the right coverage.

Being a landlord comes with well-known risks from maintaining the property to managing tenants.  Landlords are exposed to potential lawsuits on a daily basis. If you’re found liable should someone become injured on your property, or if you are required to pay for damage to someone else’s property, it can end up costing you your property.

Landlord Liability coverage can help cover you for many risks.

What does Landlord Liability help cover?

  • Tenant injuries due to a loose handrail causing a tenant to fall and become injured. If you’re found negligent in maintaining the property, or failed to warn the tenant of a potential safety risk, landlord liability can cover you.
  • Liability to cover you against claims of accidental damage in relation to your investment property.
  • Fair Rental Value Coverage to cover lost income due to your property ever being declared unlivable due to a covered loss.
  • Personal Injury Protection should a tenant claim injuries arising out of libel, slander, invasion of privacy, wrongful eviction or wrongful entry.
  • Proper security for your tenants in terms of lighting and parking safety.
  • Unlawful behavior by tenants that you fail to take measures against could land you in trouble with the neighbors.
  • Inflation Protection which automatically adjusts your policy limits to keep pace with inflation.

Lock replacement to cover the costs of replacing locks and keys.

Discounts available:

We offer a variety of discounts on Landlord Insurance policies that help keep costs affordable, including:

  • New/renovated homes may be eligible for a discount.
  • Multi-policy: discounts for insuring property, autos, RVs or other policies held with the same carrier

Other discounts we can share once we know more about your property and your specific needs.

Why We're Different

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for.

There’s no such thing as a one-size-fits-all insurance policy.  While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.

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